Characteristic | OR | Std. Err. | z | P > z | [95% C.I] |
---|---|---|---|---|---|
Age (yrs) | |||||
  < 44 | 1.00 |  |  |  |  |
 44+ | 1.45 | 0.23 | 2.33 | 0.020 | 1.06–1.99 |
Gender | |||||
 Male | 1.00 |  |  |  |  |
 Female | 0.85 | 0.14 | −0.89 | 0.371 | 0.60–1.20 |
Region | |||||
 Ashanti | 1.00 |  |  |  |  |
 Volta | 0.82 | 0.13 | −1.17 | 0.243 | 0.59–1.14 |
 Central | 1.36 | 0.22 | 1.84 | 0.065 | 0.98–1.89 |
Setting | |||||
 Urban | 1.00 |  |  |  |  |
 Rural | 1.19 | 0.15 | 1.36 | 0.175 | 0.92–1.55 |
Marital status | |||||
 Married | 1.00 |  |  |  |  |
 Separated | 0.96 | 0.33 | −0.10 | 0.917 | 0.48–1.92 |
 Divorced | 0.53 | 0.17 | −1.94 | 0.052 | 0.28–1.00 |
 Widowed | 0.85 | 0.18 | −0.70 | 0.484 | 0.56–1.31 |
 Cohabitation | 1.29 | 0.62 | 0.53 | 0.599 | 0.49–3.34 |
 Never married | 1.03 | 0.20 | 0.17 | 0.868 | 0.69–1.52 |
Highest level of education | |||||
 Primary | 1.00 |  |  |  |  |
 Middle/JHS | 0.80 | 0.14 | −1.18 | 0.237 | 0.56–1.15 |
 Secondary/SHS | 0.85 | 0.21 | −0.62 | 0.534 | 0.52–1.38 |
 Higher/Tertiary | 0.55 | 0.18 | −1.78 | 0.074 | 0.28–1.06 |
 Never attended school | 0.73 | 0.15 | −1.51 | 0.132 | 0.49–1.09 |
Occupation | |||||
 Snr officer/manager | 1.00 |  |  |  |  |
 Professional | 0.27 | 0.18 | −1.92 | 0.055 | 0.07–1.03 |
 Technician | 0.20 | 0.16 | −1.98 | 0.048 | 0.04–0.98 |
 Services/Sales | 0.33 | 0.20 | −1.76 | 0.078 | 0.09–1.13 |
 Agriculture | 0.40 | 0.25 | −1.45 | 0.148 | 0.12–1.37 |
 Plant/Machine | 0.12 | 0.16 | −1.59 | 0.111 | 0.01–1.62 |
 Elementary worker | 0.27 | 0.17 | −2.08 | 0.037 | 0.08–0.92 |
 Other | 0.40 | 0.24 | −1.47 | 0.143 | 0.12–1.35 |
Length of NHIS membership (yrs) | |||||
  < 1 | 1.00 |  |  |  |  |
 1 | 0.72 | 0.19 | −1.20 | 0.230 | 0.43–1.22 |
 2 | 0.79 | 0.17 | −1.07 | 0.283 | 0.52–121 |
 3 | 0.78 | 0.15 | −1.23 | 0.218 | 0.53–1.15 |
  > =4 | 0.68 | 0.13 | −2.00 | 0.046 | 0.46–0.99 |
Card used in past two years | |||||
 No | 1.00 |  |  |  |  |
 Yes | 0.80 | 0.17 | −0.97 | 0.331 | 0.52–1.24 |
 No. of obs | 1099 |  |  |  |  |
 LR chi2 (15) | 55.17 |  |  |  |  |
 Prob > chi2 | 0.0007 |  |  |  |  |
 Log likelihood | − 727.51048 |  |  |  |  |
 Pseudo R2 | 0.03665 |  |  |  |  |